Types of Mortgage Loans

Learn more about our loan types, there’s bound to be one that’s perfect for you.
Your interest rate stays the same for the life of the loan. Available with 30-, 20-, and 15-year terms, these fully-amortizing loans come with no pre-payment penalty.
Adjustable Rate Mortgages (ARMs) feature interest rates that adjust with time and may be lower initially than fixed-rate mortgages. You can choose an adjustment period of 3, 5 or 7 years.

Hybrid ARMs (3/1 ARM, 5/1 ARM, 7/1 ARM, 7/3 ARM): Get the best of both worlds, a period of stability before the loan adjustment period begins.
Our Community Champions Loan is geared towards firefighters, emergency medical technicians, paramedics, police officers and nurses and is dedicated to helping them buy their dream home. These community heroes can enjoy benefits like no private mortgage insurance (PMI), a 10% down payment and more alongside an adjustable-rate mortgage.
We offer medical doctors and residents special mortgage financing terms to help make financing that dream home an easy procedure. Enjoy special rates and up to 100% financing. Your student loan payments may be excluded from your debt to income calculation making it easier to qualify for your loan.
Consider a financing strategy for your home improvement projects that will not disrupt your long-term investment plan. Our home improvement loan offers a cost-effective way to fund your dream renovations, allowing you quick access to cash with competitive rates. Not only will you tackle those renovations you have been planning, but you will increase the equity of your home.

Ready to refinance your loan? Refinancing allows you to replace your current loan obligation with one that may have more favorable terms. Plus, a refinance could provide any number of advantages. It may lower your monthly payment, lower your interest rate, shorten or extend the number of years on your loan, or give you more favorable loan terms.

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