Types of Mortgage Loans

Learn more about our loan types, there’s bound to be one that’s perfect for you.

Your interest rate stays the same for the life of the loan. Available with 30-, 20-, 15- and 10-year terms, these fully-amortizing loans come with no pre-payment penalty.

Adjustable Rate Mortgages (ARMs) feature interest rates that adjust with time and may be lower initially than fixed-rate mortgages. You can choose an adjustment period of 3, 5 or 7 years.

Hybrid ARMs (3/1 ARM, 5/1 ARM, 7/1 ARM, 7/3 ARM): Get the best of both worlds, a period of stability before the loan adjustment period begins.

We offer medical doctors and residents special mortgage financing terms to help make financing that dream home an easy procedure. Enjoy special rates and up to 100% financing. Your student loan payments may be excluded from your debt to income calculation making it easier to qualify for your loan.
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